There are only three items you need to perform credit repair (a.k.a. credit report disputing) on your own: 1) Documentation that proves you are yourself, 2) a current copy of your credit report and 3) a template for a dispute letter. There is nothing more to it beyond this! And after you have those two things, the remainder of the process can be easily tackled on your own.
There’s no need to give a credit repair service hundreds of dollars to do what you can do on your own. Did you know that fixing your credit on your own (self credit repair) is even the preferred method recommended by the US government? Look over FTC.com if you would like to read it for yourself.
